Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

Friday, May 06, 2011

Money is not enough

I wonder whether i can get one of those payday advances or not because i do not have any supported documents. I need money urgently, gosh, i spent few hundred dollars in a wet market just now, the money gone like a running water, but what to do, my IL wanted everything good and expensive. I seriously wonder how to survive my life if she keeps wanting to buy those expensive seafood and poultry meats. Arghhhh....

Tuesday, June 01, 2010

Keep good credit report

Holding a good credit report is important as good credit history means the greater advantage you have for several reasons such as with distinct credit report, you may get your mortgage or automobile loan easily from financial institutes, you may get hired by an employer easily as well as you will have less trouble when comes to house hunting and so on. But, how many of you out here has good credit report and how many of you keep a credit report? Check out how free credit report help you to keep track your credit story now, do bear in mind, keeping a good credit report is as important as maintaining a good credit report.

Wednesday, June 24, 2009

Wanna buy a new mobile phone

I am so drooling in buying a new mobile phone which can allow me to access internet, to check email, to do blog hopping and also facebooking. But, i just don't have extra money to reward myself an expensive mobile phone. Friend said i could ask my hubby buy one for me as our anniversary present, but i dare not to do so because i know he would definitely show me his sour face.

I am so regretted that why i didn't try gold investing last time, if i had listened to my sister's advice then now it's time to reap the attractive return from the gold investment. Then buying a latest mobile phone is just as easy as pie for me!

Sunday, October 26, 2008

Check mortgage quotes online

Do you know what is the best mortgage rate now? With bad economic, i really wondered people are still able to get a good mortgage rate, what's more a lot of bankrupcy happens lately, so what will happen with such a bad credit background? I was told that we can simply check everything about mortgage online, getting mortgage quotes are easier nowadays with the booming of internet, you can get what you want in flash a time as long as you're connected to internet. Perhaps i should check the site out in order to know whether i am entitled any good mortgage rate or not.

Wednesday, July 23, 2008

Grow money in saving account

I just received a letter from my son's teacher, was told that the meal fee at his school will be increased to RMB260 per month starts on September. So his monthly fees are :-
RMB1200 - school fee
RMB260 - meal fee
RMB200 - school bus fee
RMB400 - piano class
RMB320 - art class

So, total amount is RMB2380 per month. Well, all fees are excluded his toys and clothes, of course we do not buy toys or clothes for him every month. Therefore, the fee is about RM1700 if converted back to MY Ringgit, gosh, that's expensive, in MY, i don't think we need such a big sum of amount for just a 4 years old boy to attend kindy as well as those enrichment classes. Actually the theory is pretty simple, like, you earn more then you would tend to spend more. But, our family is kinda practicing a frugal lifestyle, just the price of everything here seems higher than those prices in MY. Take a pack of tissue roll as example, in MY maybe we just need to spend less than RM10, but in here, we need to spend about RMB30 (around RM15), well, i meant on same brand with same quality.

Luckily my money is still my money because my hubby is the one who bears all the house loan, car loan and others expenses. But now, i really think of growing my money as sometimes i just can't control myself from spending. That's will be wonderful if i can have online saving, which means that i can portion my money out and save them into different Savings Account. Saving into bank even has interest, hey, don't look down those little interest as every cents count and it grows your saving account over time too. I think i better open an online account promptly! Money, yeah, i just like money!

Monday, June 02, 2008

Get a new house

Hubby has just set his target to settle our home loan by end of next year. Is it possible? Yeah, it is possible since he is a type of man who said it who can do it. Settling a home loan is always arduous, i believe most of you agreed this, moreover, everything is lifted up nowadays and our financial burdens seem even more harder.

Anyway, hubby still wishes to buy another house since he is still affordable although bearing two home loans are always overwhelming. As a good father, his greater wish is providing each son a home so that our kids do not have to struggle their works and bearing the onerous loans when they grow up. I am always thankful that i have such a lovely hubby who takes to fatherhood like a duck to water and sets his family and kids in first priority.

Looking for a good home loan package is not easy since there are quite a lot of home loans packages available in market, but i truly believed that hubby can find a perfect one if he can contribute his time to do some basic surveys and checking out the loans comparison.

Tuesday, March 25, 2008

I saw my house in Google Map

I was totally impressed while playing the Google map yesterday afternoon. I had never thought that i can see all my houses clearly in Malaysia through Google map, even could saw there's a white color car parked outside the gate. That's really amazing, you should have tried the map out if you have never came across to the Google map.

I am thinking whether i should go back to KL this coming summer holiday, maybe it is necessary to take a look on my house which is rented to Ah Singh, or maybe i should give him notice for moving out from my house since it has been few months he doesn't deposit the house rental for me. His excuse is he has financial difficulties recently after divorced.

Be frankly, i really do not know how to ask him to move out, just felt like very inconsiderated since he has difficulties in his financial as well as his marriage life. Perhaps i should act more supportive, but i do need money for paying the mortgage, that's why i felt in dilemma at times.

My friend suggested jokingly maybe Debt Collection can help me since they are pro in collecting bad debts. Should i really do in this way? Doesn't sound kind to the tenant, right? Hope he can pay the rentals asap!

Monday, March 17, 2008

Looking for a house

Property investment is a hot topic in my town of late, hubby's mind like a pendulum as he feels like buying a house here but afraid that there is more commitments in his to-do list. Some more, looking for a good mortgage rate has not been easier here, that's why i wonder where should i head for easy mortgages comparison? How good if i can find a mortgage related website like MoneyMagic, at least it is hassle free when thinking of having Mortgages because people can simply have their mortgage enquiry by just filling the form they provided, there is even no obligation contained! Just hope investing property can bring us extra money.

Wednesday, March 05, 2008

Expensive school fee

Just paid a thousand plus for my boy's school fee, if convert this amount back to Ringgit, it is enough for me to pay 3 months school fees for him in Sabah. The school he is studying now is actually not so famous at all, and even can consider as local school but its monthly fee is the most expensive among other local schools. Honestly, i just can't accept their education system here, sometimes i wonder how can i trust this school to teach proper English to my boy after seeing the school monthly dispatched booklet. Gosh, the English used as if written by the primary school student. So, what to expect that they can teach my boy well?

In fact, we do not put much hope that our boy can learn proper English, but of course, as a parent, we do hope our boy can get the best education here if only the money is not a matter. If we really want to send our two boys to International school, then we must really need Cash advance otherwise we can just forgo this International School plan. Do you know that, my friend's daughter who is studying in International School in HK needed to pay HKD7000 per month, yeah, you didn't read it wrong, it's HKD7000 per month and not per year. Honestly speaking my man still doesn't affordable this enormous monthly school fee at this moment.

We have second plan too, if my boy still doesn't able to learn well in here then i will bring him back to M'sia, at least education system there is much more better than here.

Wednesday, February 20, 2008

Get the credit card applied

I wonder how to use the RMB1000 now, ok, don't misunderstand, the money is not given by my man nor my money. Just the reward card that given by banker, actually, a thousand is not enough for me to spend on branded things. I told my hubby that maybe we just use the money for grocery or some clothes for my baby boy. Be frankly speaking, i really don't like to shop in local malls, the reason being is local malls here are not accepted foreigner credit cards. So, i think i better persuade my hubby to get one local credit card for me as soon as possible. Well, if you also think of having Credit Card Applications, then don't forget to hop over to CreditCardSearchEngine dot com, at there, you are able to search for your desired credit card which can suit you the most. The site even handily for you to compare, decide and apply. Do check it out.

Tuesday, February 19, 2008

Waiting for the bonus

Hubby has not got his bonus till today, he may know it how many months of bonus he will have by this month end. Last December he had already got one bonus, everyone including himself also has curiosity about this bonus. Perhaps the bonus will be more than last year or lesser, he has been planning how to use the money though he has not received any news.

Other than settling the current mortgage loan, he has been thinking to use the leftover money to buy the Toyota Fortuna and perhaps to invest into a shop-lot. All the while he wants to purchase a shop-lot which the place is famous believed that will be blossomed to a city. And, we are planning to have vacation to Japan this coming July, so i just hope the bonus he gets will be enough for all the plans. If the bonus is lesser than last year, maybe it only enough for settling the mortgage loan.

People in management level are always luckier than those non-management levels, they do not get good increment and do not receive bonus from company. Some might even need payday cash loans for celebrating lunar new year. That's why i am thankful and appreciated what i have currently had.

Friday, January 18, 2008

My brother needs "Start Up Financing"

My brother is thinking to start his business after March, but he is actually quite worrying about the Start Up Financing as he doesn't have enough capital to start on a new business. I wished i could help him to solve his worries, but as a stay-at-home-mom, how i could have extra money to help him. I also wish that i can find a good fund company like what EZUnsecured.com can provide in here, sadly to say, what i can find here definitely cannot beat with EZUnsecured. At EZUnsecured, people can get their Start Up Financing funds in 1 to 3 weeks and get their approval in 1 to 3 days. Plus, it is no upfront funding fees required too when you apply your Start Up Financing from them. So, if you want to apply easy fund to solve your current financial hardship, you do can consider to contact EZUnsecured.com.

Thursday, January 17, 2008

Not accept C.C

I went to whitening my teeth yesterday in the so-called famous dentist nearby my house yesterday, that's my fault for not bringing enough cash in hand and i was initially thought that the dentist would accept credit card like most of the dentists, but to my shock that, no, this so-called famous dentist doesn't has any Credit Card Accepting service, so ended up i had to call my maid and asked her brought down the money to the clinic.

It's relatively failure for a business doesn't accept credit card, i guess one business can be blossomed and run smoothly if the business Setup Credit Card Processing for customers, obviously nowadays majority of people willing to use credit card much more than holding cash in wallet, but due to some merchants not willing to pay the extra charges of processing credit card that charged by credit card company,and that's explained why they prefer not offering any credit card service to people.

If you have online business, it's critical for you Accepting Credit Cards on Website, if you do not have the idea of how Internet Credit Card Processor work for you, then you can call the APlusMerchant, let's see how United Merchant Account can help well to you.

Tuesday, January 15, 2008

One credit card is enough for me

There are just too many types of credit cards in town, and i hate those credit card agents holding the brochure and chasing me to sign up their credit card. I know Credit Card is very useful nowadays, and even gradually substitute of money. I do like to bring credit card out, but for me, i have been always thinking that one card is enough for me, that's really no point to keep few cards in the wallet. Unless your credit limit is low, and that's explain why you wanted to have few cards in your wallet. If you really want to apply more credit card, do visit to CreditCardSearchEngine, at there, you can search, compare and apply for all types of credit cards which including airline miles credit cards, student credit cards, business credit cards, cash back credit cards and a lot more, in short, you name it you get it. Besides, your application will be sending securely and safely though it is being processed online.

Monday, January 14, 2008

Every business can accept credit card

People like to use credit card when going out shopping as they do not have to bring a big amount of cash in wallet or pocket as well as can earn credit points while swiping their credit cards. I rather prefer to use credit card while i am out to shop and prefer to shop with those who accept credit card. But sadly to say, not every business has Credit Card Accepting even usage of credit card is pretty normal nowadays.

If you are running a business and still does not offer any credit card payments for your customers, you do can consider to Setup Credit Card Processing for your online websites or retail stores regardless of your business type either it is high volume of customers or low volume of customers. E-commerce is a famous bandwagon now, people also like to shop online from the comfort of their own home, that's why Accepting Credit Cards on Website also is a way to attract more people log on to your site and do their shopping, of course you must provide a secure online payment in order to retain your customers.

For more Visa & Mastercard Payment Solutions, you can contact APlusMerchant, they can definitely provide the information you want as well as helping you to Process Visa Cards or Master Cards. Do check it out.

Sunday, January 13, 2008

Payday Loan


Friend of mine is very unlucky because something bad had happened on him. There was one afternoon, his manager announced and said confirmedly there is no bonus for every staffs due to their company's business recession. Everyone was in shocked, but what to do as still have to accept this truth.

He said he may need payday loan since the Chinese New Year is approaching, he needs money for his wife and kids as well as his parents. Personal Cash Advance is the best place for him to get his secure fast cash through online, it is convenient as he can simply apply from the comfort of his own home without submitting any documents. He will obtain his cash advance once they approved his application by electronically deposit the payday loan amount directly into his checking and savings account.

Actually i know there are a lot of payday loan services available in internet, but if you want to look for reliable one of course have to contact Personal Cash Advance, the reasons being are : -
- they provide secure cash advance
- they offer fast approval without you submitting any document
- you can apply from the comfort of yourself as long as there is an internet connection
- cash deposited to you in very fast manner
- all your information is confidential and secure

Do visit their site if you need any cash advance this coming new year celebration. :)

Thursday, January 03, 2008

Local or International School?

My son is going back to school on next Monday, actually i am quite doubt whether he can cope with the new school environment or not, and actually i can foresee how's my next Monday look like. He probably not willing be changed into his school uniform, not willing to wake up earlier, not willing to wear his socks and shoes, and not willing to move his legs out to the main door. Sigh...sending him to school is actually like torturing him.

Friend of mine asked me how much i paid for his school fee, it's RMB1380/month, well, just don't compare the Malaysia school fee as it can't compare at all. How to compare in term of standard, quality of teaching, quality of his peers and etc. This price is actually enough for me to pay 3 month of fees in Malaysia. Some more, the school just a normal local school, so do you think is worth to pay this money? Like my man said, there is no worth or worth when comes to education, so, just see how my son going to mingle with those local kids.

In fact, the fee i pay is considered cheap if compare with those sending their kids to International School, my friend needs to pay HKD7000 for her daughter every month, and another friend who is staying in Beijing needs to pay RMB6000/month for just a little play school. Gosh, you think money is so easy to be earned? I don't think my man can afford this enormous fee, some more we have 2 kids too, then i would rather choose to send my kids to local school than International school. Though some of my friends have been urging me to think of International School, but i really don't want to stress my man and i don't hope to see we end up have to take cash advance for paying those school fees.

I know some neighbor parents even take up the cash loans just because they want their kids be educated in fine schools. As for me, i would rather use the cash loan for other purposes. How about you?

Thursday, December 27, 2007

Another platinum credit card for me

Did i tell you that i never have my own applied credit card? When i first working on year 2002, i wished i could have a credit card but i wasn't qualified to apply one since my salary was RM1500 only. Then till i was qualified, i didn't go for it too as my man has given me a platinum card. So if you were me, would you still go to apply a plastic card for yourself? Definitely no, isn't it. Recently, my man not that happy as he said i have been using his money like using water. But he still very lovely as he is thinking to get me another platinum card after he browse the CardFusion dot com, which is the credit card portal to provide best credit cards to people. So, does he mean that i can use even more? If yes, i really don't mind to help him to search for the card since CardFusion dot com has more than 100 different cards for user to do comparison and apply through online.

Sunday, December 23, 2007

Invest in "China Railway"

My man has been earned quite a good money from the share "China Railway", i really jealous him that he could earn that amount of money in just few hours. As for me, sigh, don't know how many posts have to write can only hit that amount. Perhaps i can try to invest my money in this aggressive share market, should i?

There are too many of new shares come into the market each day, then which one i should buy? Some more, i do not have much knowledge in share investment. Perhaps the PowerOptions® is suitable for me to find, compare, analyze, and make money on stock options trading. Now you about to know how powerful of this PowerOptions®, so, do you think i should invest some share? Solely have the income from paid post is so pathetic these days...

Friday, December 21, 2007

Temporary cash help

Unsecured Credit Lines can give temporary cash flow for helping you to solve your financial difficulties. This credit line is a famous credit help which doesn't need any collateral and equity. Whether you need the money for you business or just personal used like having vacation, going college, planning a wedding or paying other trivia matters, this Unsecured Line of Credit can definitely help you to solve your temporary financial problem. If you are currently looking for one Unsecured Credit Line for yourself, you can hop to EZUnsecured dot com to get your fast funding in 1 to 3 weeks which you only need 1 to 3 days to get your application approvals. Plus, you do not have to pay any upfront funding fees. Sounds good? Yeah, you can check it out for more information.