As most of you know, we are difficult to have mortgage loan from bank or finance institutes if we have very bad credit background. But with the help of Remortgage Guild, the problem no longer seems to be a problem as they offer remortgage your home with bad credit background. So with this remortgage, we can switch our mortgage lender and use the available money to do other things like renovating our house. See, with bad credit background doesn't confine us to move further as well.